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Vikas Agarwal

Vikas Agarwal is an IIT-Varanasi graduate in Chemical Engineering. He is the Founder and CEO of Finaacle.com - an investment advisory website. He is a Business Development Professional but a Value Investor at heart. He writes articles on Finaacle, which focus on simplifying the art of investing and the causes of human misjudgment when it comes to investing. He also shares his experiences as an investor and lessons from some of the greatest investors of all time.

6 Points to Remember While Buying Health Insurance

No one loves to get ill and spend a lot of money to get cured. In today's time medical expenses are very high and it is rising at 20% annually. A small operation can cost few Lakhs and which can surely impact one's finances. To protect our self from such sudden disasters we all must buy a Health Insurance which should be one of your steps towards financial plan. There are many companies offering health insurance schemes. One can search the internet for the same but you will find every health insurance is different, you have to select the one suiting your requirement. Premium varies with the age bracket so figure out your premium and their claim settlement ratio.

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4-Baby Steps Towards the Financial Plan

We earn salary every month which gets accumulated in our saving bank account after spending on household expenses and paying on our loan installments (if any). Sometimes we start keeping money in Fixed Deposit (FD) one after the other; according to many of us this is the best investment option which one should take, unmindful that our principal amount is losing money...A Big Thanks to Inflation!!.

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